Cost Containment Series: What is the Difference Between a Consortium and a Captive? Understanding Group Health Funding Alternatives

In today’s evolving insurance landscape, employers are increasingly seeking alternatives to traditional group insurance plans that offer more control, cost savings, and flexibility. Two such alternatives, Consortiums and Captives, have gained attention for their potential to reduce risk and improve long-term financial outcomes. But what exactly are they, and how do they differ?

Join us for this in-depth webinar as we explore the key differences, benefits, and challenges of participating in a Consortium versus joining or forming a Captive. This session will help decision-makers better understand how each model works and which one may be the better fit for their organization’s goals, size, and risk tolerance.

Whether you’re looking to collaborate with other employers for shared buying power or take more control over your healthcare spend through self-funding and level-funded strategies, this webinar will give you the insights needed to make a confident, informed decision.

Topics Include:

• Key differences between consortiums and captives
• How to evaluate which model fits your organization
• Real-world examples and use cases
• Timeline and resource planning for implementation